COURSE OVERVIEW
Faith-Based Financial Literacy for Kids
Money Explorers is a financial literacy course created to help kids ages 6 to 12 (and their parents!) build a foundational understanding of money based on Biblical principles. In this course, kids will learn what money is, how to earn it, and how to steward it wisely.
Money Explorers arrives Fall 2025!
Sign up to get notified when the course launches, and get a free lesson from the course!
COURSE OVERVIEW
Faith-Based Financial Literacy for Kids
Money Explorers is a financial literacy course created to help kids ages 6–12 (and their parents!) build a foundational understanding of money based on Biblical principles. In this course, kids will learn what money is, how to earn it, and how to steward it wisely.
Money Explorers arrives Fall 2025!
Sign up to get notified when the course launches, and get a free lesson from the course!
COURSE OVERVIEW
Faith-Based Financial Literacy for Kids
Money Explorers is a financial literacy course created to help kids ages 6–12 (and their parents!) build a foundational understanding of money based on Biblical principles. In this course, kids will learn what money is, how to earn it, and how to steward it wisely.
COURSE OVERVIEW
Faith-Based Financial Literacy for Kids
Money Explorers is a financial literacy course created to help kids ages 6–12 (and their parents!) build a foundational understanding of money based on Biblical principles. In this course, kids will learn what money is, how to earn it, and how to steward it wisely.
Money Explorers arrives Fall 2025!
Sign up to get notified when the course launches, and get a free lesson from the course!
COURSE OVERVIEW
Faith-Based Financial Literacy for Kids
Money Explorers is a financial literacy course created to help kids ages 6–12 (and their parents!) build a foundational understanding of money based on Biblical principles. In this course, kids will learn what money is, how to earn it, and how to steward it wisely.
Designed to Delight, Built to Teach
Through colorful visuals, storytelling, printable activities, and guided conversations, this course invites kids to explore money in a way that’s both engaging and practical.
They’ll learn how currency developed, what gives money its value, and how it connects to real-life decisions they already make, like spending, saving, giving, and even investing. Along the way, they’ll also consider timeless values that can’t be bought, like kindness, contentment, and integrity.
Whether you’re starting fresh or reframing the conversation, Money Explorers brings you and your child together through meaningful money conversations, and equips your child with the knowledge they need to understand and manage money wisely.
Cultivating Healthy Conversations
Parents will appreciate how this course opens the door to honest, age-appropriate conversations around money, grounded in biblical wisdom and real-world relevance. It’s not just about dollars and cents. It’s about cultivating stewardship, confidence, gratitude, and a deep understanding of what truly matters in life.
Short-term, your child will gain tools to practice managing the money they earn. Long-term, they’ll carry forward habits and heart-postures that support generosity, discipline, and purpose. This isn’t just financial literacy, it’s life literacy, rooted in timeless truth.
inside every lesson
Features to Keep Kids Engaged and Learning
Engaging Learning Tools
Multi-sensory resources designed for independent and guided learning
- Narrated lesson audio
- Motivational mini-videos in select lessons
- Original artwork and animation brings concepts to life
- Colorful visuals and infographics
- Printable worksheets and activity pages
- Similar learning experience on desktop, tablet, and mobile, with accessibility in mind
Motivating and fun
Keeps kids excited to learn without pressure to perform
- Earn points for lesson completion and quizzes
- Quizzes may be retaken to get max points
- Gamified quizzes to reinforce key ideas
- Certificates of completion to celebrate progress
- Reflective activities that invite creativity
Discipleship and Character Development
Grounds financial learning in biblical truth and timeless values
- Scripture woven into each lesson
- Short devotion-style reflections
- “With Your Grown-Up” questions for meaningful dialogue
- Themes like honesty, work ethic, diligence, self-control, stewardship, generosity, and contentment
Parent-Friendly and Homeschool-Ready
Created for flexibility, support, and ease-of-use for families
- Great fit for family learning time, co-ops, or enrichment
- 30+ lessons, 15–30 min each, flexible for short or semester-long use
- Printable materials and lifetime access
- Designed to spark meaningful conversations without needing a script
WHO IT’S FOR
Designed for Families Who Want to Raise Money-Wise Kids
Whether you’re teaching at home or simply want to instill biblical money wisdom outside the classroom, this course is for you.
Homeschool Parents
- Seeking curriculum aligned with faith and character development
- Want a structured way to teach about money, stewardship, and work ethic
- Use family discussions and activities as core learning tools
- Appreciate hands-on resources that fit easily into a flexible homeschool schedule
Christian Schools, Co-ops, Church Programs
- Need ready-to-use content for Bible, life skills, or enrichment classes
- Seek engaging, faith-rooted material to share with families
- Interested in courses that blend character, faith, and practical knowledge
Parents of Elementary-Aged Kids
- Want to supplement their child’s education with biblical financial principles
- Looking for an engaging at-home course for weekends, evenings, or summer
- Value tools that spark conversation and build financial confidence
WHAT’S INSIDE
Explore the Curriculum
The Money Explorers financial education course for kids is organized into three sections that build a strong foundation for understanding, earning, and stewarding money. Each includes age-appropriate lessons, fun games and stories, creative activities, and parent guides to help families grow together in financial education and stewardship.
SECTION 1
What is Money?
In this section, kids learn that money isn’t just for spending, it has a history, a purpose, and a story. They’ll explore bartering, ancient currencies, and how money has changed over time. Lessons include global perspectives, fun facts, and activities like needs vs. wants and what money can’t buy, all helping kids build a deeper understanding and sense of gratitude.
Why Money Matters
History of Money and Trade
Commodities as Currency
From Coins to Cards
Money Around the World
Needs vs. Wants
Perspectives: Rich and Poor Around the World
What Money Can’t Buy
Money Stories in the Bible
Did You Know? Fun Money Facts
SECTION 2
Earning
This section helps kids explore the purpose of work and the value of effort. Through biblical wisdom and real-life examples, they’ll learn how money is earned with creativity, skill, and service. Stories of kid entrepreneurs and simple business ideas make earning feel possible and fun. With lessons on responsibility, honesty, and using talents well, kids begin to see work as a way to serve and grow.
Work Is Good
Gifts and Talents
Earning with Integrity
The Value of Time and Effort
Being Clear and Kind
Jobs Through History
Kid Entrepreneurs
Business Basics
Working with Purpose
Ways to Earn at Home
SECTION 3
Stewarding
Kids learn how to wisely manage what God has given them through spending, saving, giving, and even simple investing. Lessons cover needs vs. wants in more depth, debt, and advertising in a way kids can understand. With Scripture, stories, and activities, this section builds healthy money habits, encourages generosity, and equips kids to steward money with clarity and purpose.
What Is Stewardship?
Rest Over Riches
Buckets of Blessing
Spending Smarts
Needs and Wants Revisited
The Truth About Debt
Marketing and the Mind
Give with Joy
Why We Save and Invest
Built to Last: a Solid Foundation
The Fourth Bucket: Investing
Most children’s financial education stops at three buckets: spending, saving, and giving. But that’s not the whole picture.
Investing is essential for gaining long-term freedom over your time, and it’s a concept reflected throughout the Bible. Kids are more than capable of understanding that money can grow when it’s managed wisely. Through age-appropriate lessons, we introduce the basics of investing while connecting them to faith, patience, and purpose.
It’s not about chasing wealth, it’s about stewarding what God has given us so it can multiply and bless our families and others for years to come.
We don’t just explain investing, we offer practical ways for kids to start forming real investing habits early. From simple examples and concepts like compounding, to biblical principles like sowing and reaping, we help kids see that investing isn’t just wise, it’s part of God’s design.
Early financial literacy is one of the most overlooked but powerful advantages a child can have.
Kids who grasp financial principles early are more confident, less stressed, and more likely to pursue work, education, and life paths that align with their values instead of their financial pressures.
FREE DOWNLOAD
The Literacy Dividend
Get your free copy of The Literacy Dividend, a whitepaper with the facts, stats, and real-world insight behind Money Explorers.
- The surprising cost of financial illiteracy in adulthood
- Why most schools don’t teach personal finance, and how that affects your child
- How early financial conversations shape confidence, generosity, and long-term outcomes
- Biblical wisdom that supports teaching kids about money early
- What research says about financial education’s link to mental health and life satisfaction
Hi, I’m Joel
Founder of Rest Over Riches, husband, homeschool dad to four, and follower of Jesus. I created this curriculum out of a deep desire to help families, including my own, manage money with purpose and peace. After years of following traditional financial advice and two decades in the workforce, I realized I was trading too much time for a paycheck and missing out on what mattered most, my family. Something had to change.
A Better, Biblical Path Forward
Through prayer, learning, and a new approach to stewardship and investing, God led our family from depending solely on my paycheck to building provision through purposeful investments. Rest Over Riches is more than a financial literacy curriculum, it’s a calling to help kids and their families live simply and manage money in a way that serves God, not the world. The world’s race leads to exhaustion. God’s leads to rest.
“Come to me, all who labor and are heavy laden, and I will give you rest.”
—Matthew 11:28 (ESV)
A Faith-First, Truth-filled Approach to Money
We want our kids to learn that money is a gift to be stewarded, not a goal to be chased, and we want to share that vision with you.
Fruit beyond finance
Ready to Raise Money-Smart Kids Who Follow God’s Purpose?
This isn’t just a curriculum—it’s a tool to help your kids build a lifelong foundation of wisdom, contentment, and purpose. Whether you’re new to teaching financial literacy or you’ve tried other resources that felt too shallow or too worldly, Money Explorers offers something different: a biblical, engaging, and practical way to learn about money as a gift from God.
Sign up below to be the first to know when we launch. You’ll also get access to a free sample lesson!